{"id":9970,"date":"2026-05-06T19:11:04","date_gmt":"2026-05-06T19:11:04","guid":{"rendered":"https:\/\/help.insperity.com\/hcm\/?post_type=ht_kb&#038;p=9970"},"modified":"2026-05-07T20:10:01","modified_gmt":"2026-05-07T20:10:01","slug":"insperity-perks-program","status":"publish","type":"ht_kb","link":"https:\/\/help.insperity.com\/hcm\/knowledge-base\/insperity-perks-program\/","title":{"rendered":"Insperity Perks+ program"},"content":{"rendered":"\n<div class=\"wp-block-getwid-banner has-foreground-0\"><a href=\"#\" class=\"wp-block-getwid-banner__link\"><div class=\"wp-block-getwid-banner__wrapper\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/banner.png\" alt=\"\" class=\"wp-block-getwid-banner__image wp-block-getwid-banner__source wp-image-1156\"\/><div class=\"wp-block-getwid-banner__caption\"><div class=\"wp-block-getwid-banner__caption-wrapper\"><\/div><\/div><\/div><\/a><\/div>\n\n\n\n<div style=\"height:64px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-vivid-cyan-blue-color has-text-color has-link-color has-medium-font-size wp-elements-2cd9ce017842c672787405ed6459ec66\"><strong>FINANCIAL WORRIES DIRECTLY IMPACT PERFORMANCE<\/strong><\/h2>\n\n\n\n<p>Employees spend almost 25% of a 40-hour workweek dealing with financial issues.<sup>1<\/sup> Financial stress not only affects quality of life \u2013 it can also diminish the quality of work.<\/p>\n\n\n\n<div style=\"height:75px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.kb-image9970_b4d0fe-ab.kb-image-is-ratio-size, .kb-image9970_b4d0fe-ab .kb-image-is-ratio-size{max-width:500px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_b4d0fe-ab.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_b4d0fe-ab .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_b4d0fe-ab{max-width:500px;}.image-is-svg.kb-image9970_b4d0fe-ab{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_b4d0fe-ab img{width:100%;}.kb-image9970_b4d0fe-ab .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_b4d0fe-ab size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"334\" height=\"124\" src=\"https:\/\/help.insperity.com\/hcm\/wp-content\/uploads\/sites\/2\/2026\/05\/63percent.png\" alt=\"\" class=\"kb-img wp-image-9944\"\/><\/figure>\n\n\n\n<div style=\"height:23px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.kb-image9970_346f1d-e6.kb-image-is-ratio-size, .kb-image9970_346f1d-e6 .kb-image-is-ratio-size{max-width:500px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_346f1d-e6.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_346f1d-e6 .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_346f1d-e6{max-width:500px;}.image-is-svg.kb-image9970_346f1d-e6{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_346f1d-e6 img{width:100%;}.kb-image9970_346f1d-e6 .kb-image-has-overlay:after{opacity:0.3;}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_346f1d-e6 size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"334\" height=\"124\" src=\"https:\/\/help.insperity.com\/hcm\/wp-content\/uploads\/sites\/2\/2026\/05\/97new.png\" alt=\"\" class=\"kb-img wp-image-9979\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-vivid-cyan-blue-color has-text-color has-link-color has-medium-font-size wp-elements-1b3b6ffbcc2d93bb958658f9c36cbc90\"><strong>FOR EMPLOYERS<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Attract and retain the best and brightest workers as an employer of choice with these robust employee offerings<\/li>\n\n\n\n<li>Easy setup and integration with little to no effort<\/li>\n\n\n\n<li>Employee population with stable and robust financial benefits<\/li>\n\n\n\n<li>Zero-cost value add<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-vivid-cyan-blue-color has-text-color has-link-color has-medium-font-size wp-elements-e08444022e033b62156e9c7120152355\"><strong>FOR EMPLOYEES<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Early access to earned wages at little or no cost&#8211;<strong>this is not a loan!<\/strong>&nbsp;Don&#8217;t let employees get trapped by high interest loans that could damage their credit while trying to keep up with bills.<\/li>\n\n\n\n<li>Access to earned wages*<\/li>\n\n\n\n<li>Insperity Perks+ card facilitates purchases*<\/li>\n\n\n\n<li>Savings through discounts\/cash-back incentives*<\/li>\n\n\n\n<li>Send money overseas to family and friends with low-cost international transfers<\/li>\n\n\n\n<li>Discounts on countless consumer goods in the Marketplace<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:33px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading has-text-color has-link-color wp-elements-2794192575f068367bc2aa503de46c2a\" style=\"color:#129766\"><strong>INSPERITY PERKS+ <em>HAS <\/em>THE SOLUTION<\/strong><\/h2>\n\n\n\n<p>With earned wage access through our financial wellness provider, your employees can bridge the gap between paydays. They\u2019ll also be eligible for cash-back savings and discounts from using online marketplace. It\u2019s a win-win for you and your employees.&nbsp; <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/04\/2026-04-27_07-04-04.png\" alt=\"\" class=\"wp-image-1171\"\/><\/figure>\n<\/div>\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<h2 class=\"wp-block-heading has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-741694fc59bddd3f04e3491316143bec\"><strong>Level the financial playing field for your employees<\/strong><\/h2>\n\n\n\n<p><strong>THE INSPERITY PERKS+ CARD<\/strong><\/p>\n\n\n\n<p>When you implement the Insperity Perks+ program, your employees will be eligible to apply for the Insperity Perks+ card. It\u2019s never been easier to improve employee financial wellbeing.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2025\/06\/Business-services_GREEN_CIRCLE_RGB-2.png\" alt=\"\" class=\"wp-image-625\" style=\"width:118px;height:auto\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h4 class=\"wp-block-heading has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-3823c3b9e6d41a4e9299f17d8a147141\">SECURITY<\/h4>\n\n\n\n<p>Life happens. Give your employees a greater sense of financial security by providing them with a solution that can help them cover expenses between pay periods<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2025\/06\/WO_Recruiting-and-Outplacement_GREEN_CIRCLE_RGB-1.png\" alt=\"\" class=\"wp-image-633\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h4 class=\"wp-block-heading has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-4e5ca89011cdc4690f4efec1af565054\">CONVENIENCE<\/h4>\n\n\n\n<p>Empower your employees with early access to a portion of the money they\u2019ve already earned \u2013 without high interest rates or damage to their credit. They can also set up direct deposit of their paycheck and request both a physical and virtual card \u2013 and even add the virtual card to their mobile wallet. However your employees choose to use their card, their funds are never far away.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-top is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:100%\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2025\/06\/Full-Service-HR_Control-Expenses_Green_Circle.png\" alt=\"\" class=\"wp-image-609\"\/><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h4 class=\"wp-block-heading has-vivid-cyan-blue-color has-text-color has-link-color wp-elements-f8295c5f38de119c6252071747c4f933\">FREEDOM<\/h4>\n\n\n\n<p>Cardholders enjoy perks powered by one of the most expansive online discount platforms in the nation. Your employees can take advantage of discounts, cash-back incentives and special rewards.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:48px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading has-vivid-cyan-blue-color has-text-color has-link-color has-large-font-size wp-elements-898a2446ffc2b389a195dfc620fe17fd\"><strong>Insperity Perks+ Frequently Asked Questions<\/strong><\/h1>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-getwid-toggle has-icon-left\">\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">What\u2019s included in Insperity Perks+?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>Insperity Perks+ is a financial wellness and benefits platform that gives employees access to tools that support everyday financial needs. Features include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Earned Wage Access (EWA)<\/strong> to access a portion of earned wages before payday<\/li>\n\n\n\n<li><strong>Insperity Perks+ Prepaid Mastercard\u00ae<\/strong> for convenient, paper\u2011check\u2011free wage access<\/li>\n\n\n\n<li><strong>International Remittance Services<\/strong> for low\u2011cost money transfers<\/li>\n\n\n\n<li><strong>Marketplace discounts<\/strong> on everyday purchases<\/li>\n\n\n\n<li><strong>Cashback rewards<\/strong> at thousands of online retailers<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">What is Earned Wage Access (EWA)?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>Earned Wage Access allows employees to access a portion of wages they\u2019ve already earned before payday. The process is fully automated and integrated with payroll, and any wages accessed are automatically deducted from the employee\u2019s next paycheck\u2014no additional work required from employers or managers.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">Is Earned Wage Access (EWA) a loan?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>No. Earned Wage Access is <strong>not a loan<\/strong>. Employees are accessing wages they have already earned, not borrowing money. There is no interest, no credit check, and no impact to an employee\u2019s credit score.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">Do managers need to approve EWA requests?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>No. Earned Wage Access is fully automated and does not require manager approval. All deductions are handled automatically through payroll.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">Are there costs associated with my employees\u2019 use of EWA?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>Employees may access earned wages with <strong>no fees<\/strong> when using the Insperity Perks+ Prepaid Mastercard\u00ae. Other transfer options may include optional fees depending on the method selected, which are clearly disclosed to the employee.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">How do employees receive their earned wages?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>Employees can transfer available earned wages to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Their bank account<\/li>\n\n\n\n<li>A debit card<\/li>\n\n\n\n<li>The <strong>Insperity Perks+ Prepaid Mastercard\u00ae<\/strong><\/li>\n<\/ul>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">Can employees access their full paycheck before payday?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>No. To promote financial stability and responsible use, only a portion of earned wages is available prior to payday.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">How soon can employees begin participating?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>Once employees receive their Insperity Perks+ invitation and complete enrollment, they can begin participating <strong>as soon as they start earning wages<\/strong>, subject to eligibility requirements.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">What is the Insperity Perks+ Prepaid Mastercard\u00ae?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>The Insperity Perks+ Prepaid Mastercard\u00ae is a secure and convenient way for employees to receive wages and eliminate paper checks. Employees can access earned wages using the card with <strong>no fees<\/strong>, making it a simple and cost\u2011effective option.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">What are Remittance Services?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>Remittance Services allow employees to send money to family and friends internationally through low\u2011cost transfers. Funds can be sent to over <strong>190 countries and territories<\/strong>, with delivery options including cash pickup, bank deposit, and mobile wallet<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">What is the Marketplace?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>The Marketplace provides exclusive discounts on groceries, gas, dining, travel, and more. Employees can access promo codes and coupons for both online and in\u2011store purchases, including local businesses.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">How does Cashback work?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>Employees can earn <strong>up to 20% cashback<\/strong> when shopping with more than <strong>8,000 online merchants<\/strong> across categories like clothing, electronics, travel, beauty, pet supplies, and more.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">What happens if an employee\u2019s payroll email is incorrect or missing?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>If an employee\u2019s email address is missing or incorrect in payroll records, they will not receive their Insperity Perks+ invitation. Managers should ensure employee email addresses are accurate and up to date.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-getwid-toggle__row\"><div class=\"wp-block-getwid-toggle__header-wrapper\"><span class=\"wp-block-getwid-toggle__header\"><a href=\"#\"><span class=\"wp-block-getwid-toggle__header-title\">What happens if an employee is terminated?<\/span><span class=\"wp-block-getwid-toggle__icon is-active\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"wp-block-getwid-toggle__icon is-passive\"><i class=\"fas fa-minus\"><\/i><\/span><\/a><\/span><\/div><div class=\"wp-block-getwid-toggle__content-wrapper\"><div class=\"wp-block-getwid-toggle__content\">\n<p>Once an employee\u2019s termination is recorded in isolved payroll, Earned Wage Access is automatically deactivated for that employee.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<div style=\"height:65px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Resources<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.kb-image9970_9a763f-90.kb-image-is-ratio-size, .kb-image9970_9a763f-90 .kb-image-is-ratio-size{max-width:250px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_9a763f-90.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_9a763f-90 .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_9a763f-90{max-width:250px;}.image-is-svg.kb-image9970_9a763f-90{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_9a763f-90 img{width:100%;}.kb-image9970_9a763f-90 .kb-image-has-overlay:after{opacity:0.3;}.kb-image9970_9a763f-90 img.kb-img, .kb-image9970_9a763f-90 .kb-img img{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_9a763f-90 size-full\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/Perks-Employee-Flyer_WithQR_FINAL.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/Perks-Employee-Flyer-with-QR-Codes.jpg\" alt=\"\" class=\"kb-img wp-image-1235\"\/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/Perks-Employee-Flyer_WithQR_FINAL.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Perks+ Employee Flyer with QR Codes<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.kb-image9970_d5d3c5-45.kb-image-is-ratio-size, .kb-image9970_d5d3c5-45 .kb-image-is-ratio-size{max-width:250px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_d5d3c5-45.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_d5d3c5-45 .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_d5d3c5-45{max-width:250px;}.image-is-svg.kb-image9970_d5d3c5-45{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_d5d3c5-45 img{width:100%;}.kb-image9970_d5d3c5-45 .kb-image-has-overlay:after{opacity:0.3;}.kb-image9970_d5d3c5-45 img.kb-img, .kb-image9970_d5d3c5-45 .kb-img img{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_d5d3c5-45 size-full\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/Perks-Card-Introduction-Flyer.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/Perks-Card-Introduction-Flyer.jpg\" alt=\"\" class=\"kb-img wp-image-1237\"\/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/Perks-Card-Introduction-Flyer.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Perks+ Employee Introduction<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.kb-image9970_71f454-31.kb-image-is-ratio-size, .kb-image9970_71f454-31 .kb-image-is-ratio-size{max-width:250px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_71f454-31.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_71f454-31 .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_71f454-31{max-width:250px;}.image-is-svg.kb-image9970_71f454-31{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_71f454-31 img{width:100%;}.kb-image9970_71f454-31 .kb-image-has-overlay:after{opacity:0.3;}.kb-image9970_71f454-31 img.kb-img, .kb-image9970_71f454-31 .kb-img img{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_71f454-31 size-full\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_RIARemittancess_English.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerksInternational.jpg\" alt=\"\" class=\"kb-img wp-image-1232\"\/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_RIARemittancess_English.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">InsperityPerks+ International<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.kb-image9970_d59a75-3d.kb-image-is-ratio-size, .kb-image9970_d59a75-3d .kb-image-is-ratio-size{max-width:250px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_d59a75-3d.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_d59a75-3d .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_d59a75-3d{max-width:250px;}.image-is-svg.kb-image9970_d59a75-3d{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_d59a75-3d img{width:100%;}.kb-image9970_d59a75-3d .kb-image-has-overlay:after{opacity:0.3;}.kb-image9970_d59a75-3d img.kb-img, .kb-image9970_d59a75-3d .kb-img img{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_d59a75-3d size-full\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_Perks.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks-Savings.jpg\" alt=\"\" class=\"kb-img wp-image-1226\"\/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_Perks.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">InsperityPerks+ Savings<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.kb-image9970_92f05d-20.kb-image-is-ratio-size, .kb-image9970_92f05d-20 .kb-image-is-ratio-size{max-width:250px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_92f05d-20.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_92f05d-20 .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_92f05d-20{max-width:250px;}.image-is-svg.kb-image9970_92f05d-20{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_92f05d-20 img{width:100%;}.kb-image9970_92f05d-20 .kb-image-has-overlay:after{opacity:0.3;}.kb-image9970_92f05d-20 img.kb-img, .kb-image9970_92f05d-20 .kb-img img{border-top-color:#000000;border-top-style:solid;border-right-color:#000000;border-right-style:solid;border-bottom-color:#000000;border-bottom-style:solid;border-left-color:#000000;border-left-style:solid;box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}@media all and (max-width: 1024px){.kb-image9970_92f05d-20 img.kb-img, .kb-image9970_92f05d-20 .kb-img img{border-top-color:#000000;border-top-style:solid;border-right-color:#000000;border-right-style:solid;border-bottom-color:#000000;border-bottom-style:solid;border-left-color:#000000;border-left-style:solid;}}@media all and (max-width: 767px){.kb-image9970_92f05d-20 img.kb-img, .kb-image9970_92f05d-20 .kb-img img{border-top-color:#000000;border-top-style:solid;border-right-color:#000000;border-right-style:solid;border-bottom-color:#000000;border-bottom-style:solid;border-left-color:#000000;border-left-style:solid;}}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_92f05d-20 size-full\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_MobileTopUps.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_MobileTopUps.jpg\" alt=\"\" class=\"kb-img wp-image-1215\"\/><\/a><\/figure>\n\n\n\n<p class=\"has-text-align-left\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_MobileTopUps.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">InsperityPerks+ Mobile<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.kb-image9970_d00c42-5a.kb-image-is-ratio-size, .kb-image9970_d00c42-5a .kb-image-is-ratio-size{max-width:250px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_d00c42-5a.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_d00c42-5a .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_d00c42-5a{max-width:250px;}.image-is-svg.kb-image9970_d00c42-5a{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_d00c42-5a img{width:100%;}.kb-image9970_d00c42-5a .kb-image-has-overlay:after{opacity:0.3;}.kb-image9970_d00c42-5a img.kb-img, .kb-image9970_d00c42-5a .kb-img img{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_d00c42-5a size-full\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_EWANowAvailable.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_EWANowAvailable.jpg\" alt=\"\" class=\"kb-img wp-image-1210\"\/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_EWANowAvailable.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">InsperityPerks+ Earned Wage Access<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Recursos<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.kb-image9970_7cd43b-34.kb-image-is-ratio-size, .kb-image9970_7cd43b-34 .kb-image-is-ratio-size{max-width:250px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_7cd43b-34.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_7cd43b-34 .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_7cd43b-34{max-width:250px;}.image-is-svg.kb-image9970_7cd43b-34{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_7cd43b-34 img{width:100%;}.kb-image9970_7cd43b-34 .kb-image-has-overlay:after{opacity:0.3;}.kb-image9970_7cd43b-34 img.kb-img, .kb-image9970_7cd43b-34 .kb-img img{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_7cd43b-34 size-full\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_RIARemittancess.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerksInternational-Spanish.jpg\" alt=\"\" class=\"kb-img wp-image-1253\"\/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_RIARemittancess.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">InsperityPerks+ International (Spanish)<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.kb-image9970_1ca831-4b.kb-image-is-ratio-size, .kb-image9970_1ca831-4b .kb-image-is-ratio-size{max-width:250px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_1ca831-4b.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_1ca831-4b .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_1ca831-4b{max-width:250px;}.image-is-svg.kb-image9970_1ca831-4b{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_1ca831-4b img{width:100%;}.kb-image9970_1ca831-4b .kb-image-has-overlay:after{opacity:0.3;}.kb-image9970_1ca831-4b img.kb-img, .kb-image9970_1ca831-4b .kb-img img{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_1ca831-4b size-full\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_Perks_Spanish.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerksSAvings-Spanish.jpg\" alt=\"\" class=\"kb-img wp-image-1250\"\/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_Perks_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Insperity Perks+ Savings (Spanish)<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.kb-image9970_ab3246-a6.kb-image-is-ratio-size, .kb-image9970_ab3246-a6 .kb-image-is-ratio-size{max-width:250px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_ab3246-a6.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_ab3246-a6 .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_ab3246-a6{max-width:250px;}.image-is-svg.kb-image9970_ab3246-a6{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_ab3246-a6 img{width:100%;}.kb-image9970_ab3246-a6 .kb-image-has-overlay:after{opacity:0.3;}.kb-image9970_ab3246-a6 img.kb-img, .kb-image9970_ab3246-a6 .kb-img img{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_ab3246-a6 size-full\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_MobileTopUps_Spanish.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerksMobile-Spanish.jpg\" alt=\"\" class=\"kb-img wp-image-1246\"\/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_MobileTopUps_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">InsperityPerks+ Mobile (Spanish)<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>.kb-image9970_73aab0-b6.kb-image-is-ratio-size, .kb-image9970_73aab0-b6 .kb-image-is-ratio-size{max-width:250px;width:100%;}.wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_73aab0-b6.kb-image-is-ratio-size, .wp-block-kadence-column > .kt-inside-inner-col > .kb-image9970_73aab0-b6 .kb-image-is-ratio-size{align-self:unset;}.kb-image9970_73aab0-b6{max-width:250px;}.image-is-svg.kb-image9970_73aab0-b6{-webkit-flex:0 1 100%;flex:0 1 100%;}.image-is-svg.kb-image9970_73aab0-b6 img{width:100%;}.kb-image9970_73aab0-b6 .kb-image-has-overlay:after{opacity:0.3;}.kb-image9970_73aab0-b6 img.kb-img, .kb-image9970_73aab0-b6 .kb-img img{box-shadow:0px 0px 14px 0px rgba(0, 0, 0, 0.2);}<\/style>\n<figure class=\"wp-block-kadence-image kb-image9970_73aab0-b6 size-full\"><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_EWANowAvailable_Spanish.pdf\" class=\"kb-advanced-image-link\" target=\"_blank\" rel=\"noopener noreferrer\"><img decoding=\"async\" src=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerksEarned-Wage-Access-Spanish.jpg\" alt=\"\" class=\"kb-img wp-image-1243\"\/><\/a><\/figure>\n\n\n\n<p><a href=\"https:\/\/help.insperity.com\/onboarding\/wp-content\/uploads\/sites\/6\/2026\/05\/InsperityPerks_EWANowAvailable_Spanish.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">InsperityPerks+ Earned Wage Access (Spanish)<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p style=\"font-size:10px\"><em>Multikrd\u00ae is a Financial Technology Company and not an FDIC-insured bank. Checking accounts and Insperity Perks+<sup>TM<\/sup> Mastercard\u00ae debit cards are provided by Central Bank of Kansas City, Member FDIC. Funds deposited into the checking account may be eligible for up to $250,000 of FDIC insurance. The FDIC\u2019s deposit insurance coverage only protects against the failure of an FDIC-insured depository institution.<\/em>  <em><sup>1<\/sup> Source: SoFi;<u> <\/u><\/em><a href=\"https:\/\/www.sofi.com\/sofi-at-work\/workplace-2022\/\"><em>The Future of Workplace Financial Well-Being from SoFi at Work, 2022.<\/em><\/a><em><u> <\/u><\/em> <em><sup>2<\/sup>Source: PYMNTS;<\/em><a href=\"https:\/\/www.pymnts.com\/study\/reality-check-paycheck-to-paycheck-consumer-planning-financial-emergency\/\"><em>New Reality Check: The Paycheck-To-Paycheck Report,&nbsp;December 2022.<\/em><\/a> <em><sup>3<\/sup>Source: Purchasing Power;<\/em><a href=\"https:\/\/corp.purchasingpower.com\/resources\/industry-insights\/2022-state-of-employee-finances\"><em>The State of Employee Finances, 2022<\/em><\/a><em>.<\/em> <em>* Earned wage access, discounts and cash-back incentives with the Insperity Perks+ card are powered by Multikrd LLC.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>FINANCIAL WORRIES DIRECTLY IMPACT PERFORMANCE Employees spend almost 25% of a 40-hour workweek dealing with financial issues.1 Financial stress not only affects quality of life \u2013 it can also diminish the quality of work. FOR EMPLOYERS FOR EMPLOYEES INSPERITY PERKS+ HAS THE SOLUTION With earned wage access through our financial&#8230;<\/p>\n","protected":false},"author":2,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":{"footnotes":""},"ht-kb-category":[300],"ht-kb-tag":[],"class_list":["post-9970","ht_kb","type-ht_kb","status-publish","format-standard","hentry","ht_kb_category-financial-wellness"],"_links":{"self":[{"href":"https:\/\/help.insperity.com\/hcm\/wp-json\/wp\/v2\/ht-kb\/9970","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/help.insperity.com\/hcm\/wp-json\/wp\/v2\/ht-kb"}],"about":[{"href":"https:\/\/help.insperity.com\/hcm\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/help.insperity.com\/hcm\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/help.insperity.com\/hcm\/wp-json\/wp\/v2\/comments?post=9970"}],"version-history":[{"count":13,"href":"https:\/\/help.insperity.com\/hcm\/wp-json\/wp\/v2\/ht-kb\/9970\/revisions"}],"predecessor-version":[{"id":9985,"href":"https:\/\/help.insperity.com\/hcm\/wp-json\/wp\/v2\/ht-kb\/9970\/revisions\/9985"}],"wp:attachment":[{"href":"https:\/\/help.insperity.com\/hcm\/wp-json\/wp\/v2\/media?parent=9970"}],"wp:term":[{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/help.insperity.com\/hcm\/wp-json\/wp\/v2\/ht-kb-category?post=9970"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/help.insperity.com\/hcm\/wp-json\/wp\/v2\/ht-kb-tag?post=9970"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}