Overview
The HRCore Solution offers retirement integration using the method that each third-party recordkeeper prefers. While some have developed direct API integration with isolved, others work through our retirement integration partner, Pay(k)onnect. When setting expectations with clients, the product offering and pricing are the same regardless of the integration method.
While these recordkeepers are supported, it is important to confirm with your recordkeeper that your specific retirement plan is supported by all parts of the integration.
We currently support these recordkeepers:
360° Retirement Integration through Pay(k)onnect
We have partnered with Pay(k)onnect to provide integration services to these recordkeepers:
- ADP Retirement Services
- ABG (Alliance Benefit Group – Houston / 180° Only)
- Alerus Retirement
- Alliance Pension
- Alight (180° Only)
- American Funds (Capital Group)
- American Trust/Unified Trust
- Ameritas
- Alerus
- AMG National
- AMI
- APB Retirement
- Ascensus
- Associated Bank
- Avantax
- Beon Retirement
- Betterment
- Blue Star
- BOK Financial
- BPAS
- Charles Schwab Retirement Plan Services
- Chemung
- CMC Interactive (180° Only)
- Elevate 401k
- Empower Retirement LLC
- Employee Fiduciary (180° Only)
- Envoy (180° Only)
- EPIC Retirement Plan Services
- ePlan Services
- Equitable
- Erisa
- Evolve
- FBSI
- Fidelity Retirement
- Fulton Bank
- Future Plan
- Greenleaf Trust
- Guidestone
- Heartland – HTLF RPS
- Howard Simon (180° Only)
- Human Interest
- Intrust (180° Only)
- inVesti Financial (180° Only)
- IPX Retirement (Acquired by Aspire/PCS)
- IRALogix (180° Only)
- John Hancock
- Journey RPS (180° Only)
- J.P. Morgan
- July Services
- KTRADE (180° Only)
- Leading Retirement Services
- Lincoln Financial Group
- MassMutual
- Merrill Lynch (180° Only)
- Milliman
- Morgan White
- Mutual of America
- Mutual of Omaha
- MVP 401k
- Nationwide
- NestEggs
- New England Pension (180° Only)
- NWPS
- Nyhart
- OneAmerica
- PAi/Merrill Edge
- Patillo, Brown & Hill (PB&H / 180° Only)
- PCS Retirement (formerly Professional Capital Services, LLC and PaySnap)
- PenCorp
- Pension Inc.
- Pentegra
- Peoples Bank
- Principal Financial
- Program Pay
- Prudential
- Retirement Plan Consultants (RPC)
- RPG
- SaveDay
- Sentinal
- Sentry (180° Only)
- Sheakley (180° Only)
- Slavic
- Spectrum
- SS&C
- Stanley Benefits
- Swerdlin (180° Only)
- T. Bank
- T. Rowe Price
- TAG (Transamerica map)
- The Standard (Securian Financial)
- TIAA
- TPP
- Transamerica Retirement Solutions
- TRI-AD
- TRPC (The Retirement Plan Company)
- TruStage (formerly Cuna Mutual Group)
- TWG
- Ubiquity Retirement + Savings
- Union Bank & Trust (UBT / 180° Only)
- United Bank (180° Only)
- USI
- Valic
- Vanguard
- Vestwell
- Voya Financial
- WESPAC
360° Retirement Integration through isolved direct APIs
These recordkeepers have partnered directly with isolved to offer integration through APIs:
- 401GO
360° Retirement Integration for state-sponsored retirement plans
States that sponsor their own 408(a) ROTH IRA multiemployer retirement plans often use Ascensus or Vestwell as their recordkeepers. Clients can purchase 360° Retirement Integration if they want seamless integration to those state-sponsored plans. Through our integration with Ascensus or Vestwell, we support:
- California – CalSavers Retirement Savings Program (Ascensus)
- Colorado – Colorado SecureSavings (Vestwell)
- Connecticut – MyCTSavings (Vestwell)
- Delaware – Delaware EARNS (Expanding Access for Retirement and Necessary Savings) (Vestwell)
- Illinois – Illinois Secure Choice Retirement Savings Program (Vestwell)
- Maine – MERIT (Maine Retirement Investment Trust) (Vestwell)
- Maryland – MarylandSaves (Vestwell)
- Nevada – NEST (Nevada Employee Savings Trust) (Vestwell)
- New Jersey – RetireReady NJ (Vestwell)
- New York – New York Secure Choice (Vestwell)
- Oregon – OregonSaves (Vestwell)
- Rhode Island – RISavers (Vestwell)
- Vermont – VTSaves (Vestwell)
- Virginia – RetirePath VA (Vestwell)
Note: Massachusetts offers a state-facilitated 401(k) Multiemployer Plan (MEP) for non-profit organizations with 20 employees or less called the Massachusetts Defined Contribution CORE Plan. They don’t offer a state-sponsored 408(a) ROTH IRA plan for private businesses like the other states. Their plan is not administered by Ascensus or Vestwell, so we don’t offer 360° Retirement Integration to that plan.
Because clients can purchase 360° Retirement Integration for state retirement plans, we do not support SFTP file exports to the states. While clients can certainly export the SFTP files from the Retirement Reports section in isolved and import them themselves, we don’t troubleshoot or support issues with that SFTP integration process.
360° Retirement Integration for ABLE accounts
The Achieving a Better Life Experience (ABLE) Act of 2014 amended section 529 of the Internal Revenue Service Code to allow states to create tax-advantaged savings programs for eligible people with disabilities. These plans allow people with disabilities identified before age 26 to participate in a tax-advantaged plan without losing their government disability benefits. Although these are not employer-sponsored plans, employers can offer ABLE account contributions. Clients can purchase 360° Retirement Integration for these 529A ABLE plans if they are administered by one of our supported recordkeepers. We support these plans:
- Ohio – STABLE Account (Vestwell)